Memphis Real Estate News Archives - Page 9 of 57

What is Debt to Income Ratio?

February 28, 2016 by Joe Spake Leave a Comment

And how does debt to income ratio affect your home purchase? The real estate market is rife with terminology that can make a home purchase seem more than a little complicated. If you’re currently looking for a home and are considering your loan options, you may have even heard the term ‘Debt to Income’ ratio. […]

Owning vs Renting

February 19, 2016 by Joe Spake 1 Comment

Why High Rents Are Worse Than a Mortgage over the Long Term – Owning vs Renting If you’re at the stage in life where home ownership is nearly within your reach, you’re probably wondering whether you should start looking for a home or whether you should just keep renting – the old question of owning vs […]

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Joe Spake, InCity Realty

5.0

Based on 26 reviews

review us on

sandy benson

21:29 01 Mar 20

My daughter recommended Joe Spake and I’m glad she did. Both the houses I had available sold. Joe was able to find good buyers for both houses and got the best price possible. I felt he was honest, fair and is very knowledgeable in real estate.

Bill Bailey

15:45 07 Nov 19

It was great working with Joe. He's extremely knowledgeable of the Memphis Midtown market as well as a knowledge of what makes an old home tick. He was extremely instrumental in getting a long list of inspection items cleared in order to have a quick closing. We would highly recommend Joe!

Chelsea Meenan

15:52 21 Jun 19

Great Realtor! Excellent knowledge of the Cooper Young and Midtown area! Would recommend!

CECELIA CHILTON

14:06 10 Apr 19

Joe was great to deal with...very efficient and to the point, as well as humorous, when appropriate. He knew exactly how to price the house and it sold very quickly. His help in getting the many details taken care of was amazing. Thanks, Joe

Zachary Webb

15:38 05 Apr 19

Joe was always available for any questions and viewings. Super informed, and knew midtown inside out. I always felt confident with his recommendations and advice. Thanks again!

Dwayne Butcher

05:00 02 Aug 18

Thanks, Joe for being such a great help in buying our condo!If you are considering buying or selling in Memphis, give Joe Spake a try. He knows what he is doing, knows all the people, knows all the tricks, and is very honest with you. Sometimes telling you things you may not want to hear. Joe makes the buying process easy, explains every detail along the way, so you know exactly where you are in the process. Thanks again, Joe!

Robert Elliott

21:43 16 Jul 18

You should definitely work with Joe! We decided to work with him after meeting him when he handled my sister's home purchase. I appreciated his experience, candor, and approach. He knows the Midtown area well and was both patient with us and insightful as we looked at a number of properties in the area.

Genevieve Hill-Thomas

00:07 04 May 18

Joe knows Midtown! We loved working with him from the start--he's truly a professional but breaks everything down for you. While preparing our house for the market, he was patient with us and worked out a strategy for us. Once we left town, he took care of everything--it was complete piece of mind. The result? Not only the easiest real estate transaction we've ever had, but also the quickest! The house sold for more that we thought it could in a flash. My only regret--our move halfway across the country means that Joe can't help us find a new home! Wish we could have taken him with us! :)

Cassie Gerken

03:40 11 Oct 17

Joe is extremely knowledgeable about the midtown area! I worked with him to begin looking for my first home and was impressed with how thorough he was on each showing. He helped me look for important details in the older homes I was drawn to and gave me helpful insights about the construction and potential setbacks of each property. I had a seamless closing and absolutely love my new home. Will definitely call Joe for future real estate needs.

Jan Stone

18:11 12 Apr 17

Joe is more than a realtor: he is a human encyclopedia of what you need to know about neighborhoods, houses, and quirks in construction or functions--all dispensed with candor and humor. He was an honest, patient, and delightful collaborator in ensuring my finding place I love to live. New to the state and slightly less than organized, I benefited greatly from Joe's knowledge of Memphis and tenacious attention to detail.

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DISCLAIMER: All information deemed reliable but not guaranteed. Some or all of the listings displayed may not belong to the firm whose website is being visited and may not represent all properties offered for sale through the MAAR Multiple Listing Service. The opinions expressed on this site are intended to supplement opinions on real estate expressed by local and national media, local real estate agents and other expert sources. You should not treat any opinion expressed on this site as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of opinion. All information presented herein is intended and should be used for educational purposes only. (c) 1998-2024- Joe Spake/spake.com

What is Debt to Income Ratio?

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Owning vs Renting

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